ACCIDENTAL INSURANCE FOR KISAN MEMBER

The farmers in this insurance scheme are entitled to a range of beneficial provisions, ensuring their well-being and financial security:

  1. Accidental Death or Disability Coverage: In the unfortunate event of the head of the family's accidental demise or disability, the insurance company provides insurance coverage of RS 5 lakhs, offering a crucial safety net for the family's future.
  2. Cashless Treatment Benefits: In case of an accident, beneficiaries can avail cashless treatment benefits of up to RS 2.5 lakhs, alleviating the burden of medical expenses. Additionally, an additional amount of RS 1 lakh is provided to assist with funeral expenses, providing support during challenging times.
  3. Free Treatment in Government and Empaneled Private Hospitals: The farmers can access free treatment in all Government hospitals and empaneled private hospitals. A network of approximately 1540 hospitals offers cashless treatment services under this scheme, ensuring convenient and affordable healthcare.
  4. Primary Treatment Facility: Immediate primary treatment of up to RS 25,000 is available to accident patients in the nearest hospitals, ensuring prompt medical attention and care during emergencies.
  5. Coverage Beyond State Boundaries: Notably, accidents occurring outside the state's vicinity are also covered, extending the protection and benefits to farmers, regardless of their location.

It is important to note that these facilities are accessible through the insurance care card, specifically at selected hospitals. Applicants are advised to consult with the relevant officials during the application process to obtain detailed information about the hospitals participating in the scheme. This ensures a smooth and informed experience while availing the benefits of the insurance scheme.